Life Plan Community Living
at Otterbein SeniorLife
Live Life to the Fullest
Experience Life Plan Living the Otterbein Way
Experience life plan living at Otterbein SeniorLife, where you can fully embrace life while enjoying peace of mind about your future. Our life plan communities offer the perfect blend of vibrant, active adult living today with the security of comprehensive care for tomorrow — all within welcoming 55+ communities designed with your lifestyle in mind.
All on One Campus
A Complete Continuum of Care
Imagine a place where independent living, assisted living, post-acute and rehabilitation care, memory care and support services, and long-term care coexist seamlessly in one community. That’s the Otterbein difference. You’ll enjoy an active, maintenance-free lifestyle now, complete with exercise classes, engaging weekly programs and activities, and social connections, while having priority access to any future care services you may need, right where you already feel at home.
Life Plan Living: Now or Later?
Why Timing Matters
When is the best time to move to a life plan community? The answer may surprise you: when you’re active, and ready to make the most of every day. By choosing Otterbein while you’re independent, you’re not just selecting a home, you’re securing a care plan with trusted partners (staff) who will know you as a unique individual long before you might need their support.
For many, one of the major draws to choosing a life plan community, also known as Continuing Care Retirement Communities (CCRCs), is that once you are part of the community, you can stay in the same community indefinitely, even as your care needs change. Couples find special comfort knowing they can remain together, and our flexible contract options ensure you find the perfect fit for your housing and care preferences.
Weighing the Benefits
The Impact of a Life Plan Community
Research reveals a powerful truth: residents in life plan communities don’t just maintain their quality of life, they enhance it. Studies show that social connections often strengthen and multiply during the first five years of community living, creating a ripple effect of wellness that touches nearly every aspect of daily life.
Compared to older adults aging in place at home, life plan community residents experience:
- Rich social engagement – meaningful friendships and stronger support networks that grow year after year
- Enhanced wellness – better physical, emotional, and vocational health
- Lifelong learning – more opportunities for intellectual growth, improved brain health, and new experiences
- Greater resilience – lower stress levels and improved ability to navigate life’s challenges
Embrace the Opportunity
The Pillars of Life Plan Living
Accessibility:
Spaces are thoughtfully designed to adapt as you do. Your home evolves with your needs without the hassle of renovations.
Budget Stability:
Many essentials — housing, activities, and maintenance — are covered in your monthly fee, with transparent pricing for any additional services. Budget with confidence knowing exactly what to expect, without surprise expenses or hidden costs.
Social Connection:
Build meaningful relationships with neighbors who become friends. Enjoy a true sense of belonging through shared meals, activities, and purposeful living that combats isolation.
Carefree Living:
Say goodbye to gutter cleaning, lawn mowing, and home repairs. Reclaim hours each week to pursue passions, not chores.
Elevated Dining Experiences:
Embrace mealtime as a delightful, restaurant-quality experience shared among friends. Life plan living transforms dining into an opportunity to create anticipation, foster social connections, and maintain the joy that good food brings to our lives.
Can I Afford Life Plan Living?
Plan your future with confidence. Our free guide walks you through evaluating your finances, choosing the right community, and understanding Otterbein SeniorLife’s transparent, all-in-one pricing — so you know exactly what to expect.
Paying for Life Plan Living
Frequently Asked Questions About Costs
Your entrance fee secures your place in the community, no matter how your care needs change. Moving into assisted living, memory care, or long-term care doesn’t mean paying it again. Refund plans vary by community, so it’s worth reviewing Otterbein’s cost and financial FAQs or talking with your nearby community’s team for the specifics that apply to you.
Options vary by community, but generally include a monthly rental fee, a 100% refundable entrance fee, or a refundable life use fee (RLUF), each balancing upfront cost against monthly cost differently. Our financial FAQs cover how these options work.
Otterbein’s life plan communities are designed for adults 55 and older who want an active lifestyle now with care planned for later. Specific requirements can vary by community, so the best next step is connecting with the team at your community of interest through the Find a Location page for an accurate answer.
Yes. Assisted living, memory support, memory care, and long-term care are each available as their own care levels, not something you have to work up to through independent living. Payment options can vary by community and by level of care, so check Otterbein’s living and care options or contact the community nearest you to confirm what applies.
